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What is a Credit Union?

Blues & Twos credit union is a “not for profit” financial co-operative, owned entirely by its members and run by a trained professional team. Setting the policies, compliance and strategic governance is the Board of Directors who draw experience from a variety of business / public sector backgrounds. The team offer you ethical savings & affordable loans. “Save as you Borrow”

Latest News

  • National Probation Service Employee?

    Great News – We’ve made SAVING & BORROWING even easier for employees of the National Probation Service (NPS) working in Lancashire & Cumbria.  From 1st of April, deductions can be direct from your pay.  For more details contact our member services team on 01772 618833 or

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  • New look B&T Society

    Following the Society’s AGM a decision was taken to revise the monthly prizes raising the lowest prize from £10 to £20 and keeping the twice yearly Bumper Prize Draw.  Prizes starting at £20 through to £500 every month and £1000 twice a year, July & December.  Blues & Twos Society Membership means you are offering even more […]

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  • March into Spring

    into Spring with a Blues & Twos account Apply for an Engage Card before Easter, to receive your free £10 upload onto your card upon activation* NEW MEMBERS CAN JOIN AND APPLY TODAY ONLINE WWW.BLUESANDTWOS.ORG.UK OR RING OUR OFFICE 01772 618833 Instant access to savings & competitive Annual Dividend   Easy to save with salary deduction   […]

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  • Staff Training

    Our office shall open at the later time of 11.00 a.m. on Friday 23rd February due to staff training.  Sorry for any inconvenience caused

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  • Old £10 Notes

    Please note with immediate effect, we can no longer accept the old £10 notes

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  • Flip Your Finances …

    Flip your finances this Pancake Day with a Blues and Twos regular savings account. Saving every month helps you manage those unexpected costs and enjoy your well earned money.

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      Let us help you buy your new or used dream car or perhaps you wish to clear your existing car finance… Amount of loan Term Monthly Repayment Total Interest payable £7,500 60 months £137.76 £762.87 £10,000 60 months £183.67 £1017.24 £15,000 60 months £275.51 £1525.88 4% APR Fixed for the duration of the loan […]

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  • Fairbanking 5 Stars Award goes to Blues & Twos…

    The Fairbanking Mark was awarded by the Fairbanking Foundation following a rigorous assessment which includes independent research involving borrowing members of the credit union. To receive the Fairbanking Mark, this research had to confirm that members have changed their financial behaviour for the better by having the product.  Following the 5 stars Award, on behalf […]

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  • Your 2018 Holiday Loan

    Pay off your holiday balance in full before you travel with a Blues and Twos Speediloan.   Amount Borrowing Repayment Period Monthly Repayment Total Payable £1000 6 Months £174.88 £1048.72

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  • Winner of Member No 12000 Competition

    Welcome to Kirtsie Fenn who joined our membership and was the winner of our “Member no 12000” competition winning a £50 One4all voucher.

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  • Need help with your New Years Resolution?

    Struggling to decide on the best New Years Resolution?  Or have you so many you don’t know where to start? Your 2018 is dependent on the decision you take today! Want to save something every month but need to reduce outstanding debt/credit cards? We can help you with both + more Contact our Member Services […]

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  • Annual Dividend

    Your Blues and Twos Board were delighted to announce the 1% Dividend agreed unanimously by the Annual General Meeting held on 12 December.  It was agreed following the Treasurers report, a good return on Instant Access savings.  Members were reminded on the importance of considering the Blues and Twos for any 2018 borrowing needs with Income […]

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  • Blues and Twos Fundraising

    Thank you to everyone who supported our fundraising efforts for St Catherine’s Hospice.  £215 was raised. Click on the link below to see St Catherine’s post on twitter.

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  • FREE 2018 Calendar

    Back by popular demand & only a few left – If you havent already received your  2018 Calendar.  Contact us today – we have just a few left.  Email the Member Services Team . Tell us how many are on your office team – we can forward up to 10 calendars to your department.

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  • Registering for online access….

    Have you registered for online access to your account?  Register today   Online Access helps you manage your account and makes easy online BACS withdrawal requests, Changing the amount you wish to save, Applying for a loan.

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  • Need money the same day? Apply for a Prepaid Card today

    “No money Friday morning, weekend warning. Loaded Engage card Friday night, weekend delight.” Order your prepaid card today Card will be received within 2 weeks ready to upload the same day.

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  • 4% APR Fixed on loans £7500-£15000

    Get it while you can –  4% APR fixed on loans between £7500-£15000.  Unlike some lenders “The rate you see is the rate you get”.   We won’t ask you to start an online application then change the rate  – We don’t charge arrangement fees – We don’t charge penalties to settle early – WE DO […]

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  • Something for Unison members…

    Members of Unison working in Lancashire & Cumbria can now join.…/credit-u…/directory/north-west/ Are you eligible?

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  • Leaving your employment does not mean leaving us

    Here at Blues & Twos our professional friendly staff will help you organise your transition from employment to pension or otherwise.  All our members are valued highly and just by contacting or 01772618833  we will ensure continuous contributions into your account and don’t forget up to the age of 65 yrs we continue to cover you with FREE […]

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  • Blues & Twos Society – December Prize Draw Winners

    Blues & Twos Society are pleased to announce their Prize Draw Winners for December – Click here to view

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