Sharing Information

We may disclose information outside the credit union only:

  • To our agents or subcontractors for operational reasons
  • To any persons, including, but not limited to, insurers, who provide a service or benefits to you or for us in connections with your account(s) • To licensed credit reference agencies in accordance with the Data Protection Act and the terms of the Consumer Credit Act
  • To fraud prevention and other agencies to help prevent crime or where we suspect fraud
  • If compelled to do so by law
  • For the purpose of compliance and regulatory reporting and to confirm your identity for money laundering purposes, which may include checking the electoral register

Joint Accounts

A link between joint applicants and/or any individual identified as your financial partner will be created at credit reference agencies, which will link your financial records. You and anyone else with whom you have a financial link understand that each other’s information will be taken into account in all future applications by either or both of you. This linking will continue until one of you successfully files a disassociation at the credit reference agencies.


Subject Access Rights

If you write to us and pay a fee of £10 you have a right of access to your information held by us. You have a right of access to your information held by credit reference agencies on payment of a fee to them. If you ask we will tell you the name and address of the credit reference agencies we may use.

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Please complete your details below if you do not wish to be contacted for marketing purposes, print this page and return this completed section to the credit union office. Otherwise we will assume that you agree that we can forward any newsletter, statement message, new terms and conditions or information about any changes to the way your account(s) operate(s) to your nominated address.

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