Testimonials

What our members say about us

We are delighted to receive your comments on the service you receive from us.  Good or not so good, if the service you receive is or is not to the highest standard we want to hear about it. Please send your feedback positive & negative to enquiries@bluesandtwos.org.uk. Please include your name and membership number alternatively you could download our feedback form and send using our freepost address.

  • “Saving money with Blues and Twos is just so easy.  With money going straight from your monthly pay you almost forget its there!  After a year of putting money away I was able to pay for a flight to Australia.  Since paying for the flight, I’ve continued to save and now have enough to take as spending money, which is fantastic.  I’d really encourage people to set up a savings account today. It’s amazing to see just how quickly even small deposits grow.”

    C Dawson, Senior Internal Communications Officer, Lancashire County Council


  • Very easy to apply for loan.  Approachable friendly staff.  Trusted serviced.  Now I will come to Blues and Twos first.”

    L Hill


  • Great Service, quick response, staff are polite, friendly and helpful.  Would definitely recommend to others.  Saving scheme is great too.”

    D Mcloughlin


  • Blues and Twos have helped me many times with loans and saving for Christmas.  Without their help I would really struggle with maintaining my car etc.”

    D Mcloughlin


  • “I had absolutely first class service from start to finish of my application.  Nothing was too much trouble and I was kept up to date with my application with no less than four phone calls!  Thank you very much Blues & Twos!”

    J Casey


  • I have nothing but praise for Blues & Twos.  The staff are friendly, helpful and efficient and the whole process of applying for the loan was straight forward and stress free.  Thank you!”

    K Rae


  • “I decided to run a marathon back in 2013, just after I’d joined Blues and Twos. It seemed a good idea to choose somewhere really special for my first 26.2 mile run, so I decided on Paris. Having my savings account helped me to turn this into a mini holiday, and I ended up going for 5 nights, which gave me lots of time for sightseeing and soaking up the Parisian atmosphere. I also managed to raise in the region of £1000 for Macmillan Cancer Research – the thought of sponsorship really helped me in those last few miles. I enjoyed the experience so much that within 4 days, I’d booked myself on the Chester marathon in October 2014.”

    K Burnett, Head of Human Resources, Hyndburn Borough Council


  • “Easy & quick service, helpful staff.”

    T Otway


  • “The application was very straight forward and easy to complete.  Once received the loan was agreed and processed very quickly.  All staff are very friendly and helpful.”

    A Clark


  • As always; the simplest of applications and the smoothest of transactions with the friendliest staff!! – Thank you.”

    A Lupton


  • “Firstly I must apologise for sending this later than intended.  I have been with the Credit Union for several years and have always found the staff to be helpful and offer good advice.  They explain everything and the process of obtaining a loan is quick and simple as well as being prompt.  I would have no hesitation in recommending them to other people.”

    K Jackson


  • “Easy – efficient and welcoming.  why have I not utilised B&T over the last 25yrs? Thank you ladies.”

    J Ardron


  • “I came in person to the office and was dealt with very courteously and promptly by the assistant.  I was given assistance filling out the loan application form and the process was explained fully.  I received a phone call within 3 hours notifying me of the successful outcome of the application.  I would call this excellent service!”

    J Kirkwood


  • “I have been a member of Blues and Twos credit union for at least 20 years, to begin with whilst I was a serving police officer and continuing after I retired from the police. The facility is fantastic, by saving a small amount each month I was also able to borrow money at really good interest rates with a long repayment period of time. The money that I save attracts a great interest rate certainly as good as anything any of the other banks offer, my opinion is that it is far better than I can get anywhere else. I have not needed a loan for some time, but I save a reasonably large amount each month so that I can pay things like car tax, insurances and other larger annual bills. I usually have quite a good balance and there for benefit from the good interest. I can easily transfer funds into my bank account with a single phone call. I can speak to local staff in Preston who are always very helpful. I can access my account details on line and I receive an annual hard copy statement. I really can recommend Blues and Twos to anyone. My wife is also a member.”

    J Barber, Housing Officer, Ribble Valley Borough Council


  • “I found the advice from Anna very helpful, filling in forms can be very distressing and people can be left feeling very uneasy but I found this all very well organised and with the help and support given by Anna, the whole episode of applying for a loan was very easy.”

    J Sumner, Councillor, Lancashire


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What is a Credit Union?


Blues & Twos Credit Union is a “not-for-profit” financial co-operative, which is owned entirely by its members who all have a common goal to benefit their community, as well as being run by a trained, professional team. Setting up the policies, compliance and strategic governance is the Board of Directors who draw experience from a variety of business/public sector backgrounds.

The Blues & Twos team offer you ethical savings and affordable loans, which means that you can save as you borrow! With a non-profitable credit union, we put the focus on ensuring that you are always provided with the best service, rather than maximising profits. This way, the credit union is run with the end goal of rewarding the members.

Latest News

  • 15 Years Service

    Congratulations go to Suzanne Slinger, our Office Manager, who has been with Blues and Twos 15 Years today! Thank you for all your hard work and efforts over the years Suzanne. The 2nd Blues and Twos team member to receive long service recognition in 2018 – Here’s to many more to come.

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  • RETIRING THIS YEAR?

    RETIRING THIS YEAR? “You didn’t put all your eggs in one basket when you started out so why do it now?”  KEEP SOME FOR INSTANT ACCESS….. Easy & Convenient with Blues & Twos.  Save up to £500pm / Have some of your Pension paid direct from source. You can instruct us to reduce your monthly […]

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  • Retirement Planning?

    Planning your retirement?  Remember WE offer you cover on your savings.  For every £1 held in your savings account, in the event of your death, the credit union will match up to £3,000 of your savings and pay to your estate.  YES this means we match your savings and Its FREE!  After this and if you have a loan, we […]

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  • Larger loans from 4%…

    Larger purchases don’t have to weigh heavy on your mind with a B&T loan. Loans from £7500-£15,000 are available at our lowest ever typical rate 4% APR fixed. Apply today Loan Repay Term Monthly Repayment Total Interest Payable APR Fixed £12,000 60 months £220.43 £1225.48 4% APR Fixed   Compare us to the car dealership – Own your […]

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  • Today Money – apply by 12 noon …

    Do you know as a Blues & Twos member you can apply for Today Money?  Yes, that’s right, money that will be in your bank today, the same day.  From the 1st of June all Speediloan applications received by 1pm are being paid out the same day subject to application approval. Use our Loans Calculator to work out […]

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  • Exciting News…

    Fast for all the right reasons and available now… From the 1st of June our Speediloan is even faster. Apply before 12 noon and subject to approval, funds will be in your account the same day.

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  • Encouraging Financial Wellbeing by promoting Saving via Payroll Deduction

    Blues & Twos Credit Union encourages Workplace Financial Wellbeing by promoting Saving via Payroll Deduction What better day than the first of May! To give your finances a re-think. Blues & Twos promote Saving by payroll deduction. To date we have over 7,500 members from 35 employer payroll partners working with us to encourage their […]

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  • 10 Years Service

    Congratulations go to Anna Scahill, our Member Services Team Leader, who has been with Blues and Twos 10 Years today!  Thank you for all your hard work and efforts over the years Anna – Here’s to many more to come.

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  • Keep Cool & get ahead with your summer plans

    Dont get hot & bothered booking a holiday. Take a Blues and Twos loan, spread the cost & plan ahead. Quote for £1000 over 12 months : Representative example APR is 18% (fixed). Monthly payment of £91.08. Administrative fees £0, Total Repayment £1092.96.

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  • The well-being of your finances

    SPEAK TO YOUR CREDIT UNION FIRST… Before reading on, please note: It is part of your credit union’s ethos to educate members in the wise use of their money, we cannot give advice to members in terms of Bad Debt and financial issues however we can warn you on the dangers of making hasty financial […]

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  • New look B&T Society

    Following the Society’s AGM a decision was taken to revise the monthly prizes raising the lowest prize from £10 to £20 and keeping the twice yearly Bumper Prize Draw.  Prizes starting at £20 through to £500 every month and £1000 twice a year, July & December.  Blues & Twos Society Membership means you are offering even more […]

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  • Flip Your Finances …

    Flip your finances this Pancake Day with a Blues and Twos regular savings account. Saving every month helps you manage those unexpected costs and enjoy your well earned money.

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  • Fairbanking 5 Stars Award goes to Blues & Twos…

    The Fairbanking Mark was awarded by the Fairbanking Foundation following a rigorous assessment which includes independent research involving borrowing members of the credit union. To receive the Fairbanking Mark, this research had to confirm that members have changed their financial behaviour for the better by having the product.  Following the 5 stars Award, on behalf […]

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  • Your 2018 Holiday Loan

    Pay off your holiday balance in full before you travel with a Blues and Twos Speediloan.   Amount Borrowing Repayment Period Monthly Repayment Total Payable £1000 6 Months £174.88 £1048.72

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  • Winner of Member No 12000 Competition

    Welcome to Kirtsie Fenn who joined our membership and was the winner of our “Member no 12000” competition winning a £50 One4all voucher.

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  • Need help with your New Years Resolution?

    Struggling to decide on the best New Years Resolution?  Or have you so many you don’t know where to start? Your 2018 is dependent on the decision you take today! Want to save something every month but need to reduce outstanding debt/credit cards? We can help you with both + more Contact our Member Services […]

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  • Registering for online access….

    Have you registered for online access to your account?  Register today   Online Access helps you manage your account and makes easy online BACS withdrawal requests, Changing the amount you wish to save, Applying for a loan.

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  • Need money the same day? Apply for a Prepaid Card today

    “No money Friday morning, weekend warning. Loaded Engage card Friday night, weekend delight.” Order your prepaid card today http://www.bluesandtwos.org.uk/membership/prepaid-card/ Card will be received within 2 weeks ready to upload the same day.

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  • 4% APR Fixed on loans £7500-£15000

    Get it while you can –  4% APR fixed on loans between £7500-£15000.  Unlike some lenders “The rate you see is the rate you get”.   We won’t ask you to start an online application then change the rate  – We don’t charge arrangement fees – We don’t charge penalties to settle early – WE DO […]

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  • Something for Unison members…

    Members of Unison working in Lancashire & Cumbria can now join.  https://www.unison.org.uk/…/credit-u…/directory/north-west/ Are you eligible?http://www.bluesandtwos.org.uk/membership/memberships/

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  • Leaving your employment does not mean leaving us

    Here at Blues & Twos our professional friendly staff will help you organise your transition from employment to pension or otherwise.  All our members are valued highly and just by contacting enquiries@bluesandtwos.org.uk or 01772618833  we will ensure continuous contributions into your account and don’t forget up to the age of 65 yrs we continue to cover you with FREE […]

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