Consolidate your high-interest cards / loans into one single Blues and Twos loan with affordable monthly repayments. A Blues and Twos Consolidate and Save loan will put all your credit in one place and we encourage you to save each month. Applying for a loan with Blues and Twos could mean that you are paying back less each month. We will lend you what you need, at an interest rate you know you can afford.
Our NEW Consolidate and Save loan could help you repay multiple debts leaving you with one monthly affordable repayment. Have you borrowed from a payday loan company? Paid on a high-cost credit card? Or dipped into your overdraft? 2020 was a different and difficult year. Repaying loans at different rates with potentially different due dates can often lead to confusion and you could easily miss a payment and be left with increased costs.
Our Consolidate and Save loan will help you avoid missed payments. It may also reduce the interest payable and the amount you pay each month. We will lend you only what you need, at an interest rate you know you can afford.
While you are clearing your debts with the loan, we encourage you to save. Allocating a small percentage of your monthly contribution to savings, you will find you are saving whilst you borrow.
| £300 – £5,000 | £5,001 – £10,000 | |
| Blues and Twos | 19% | 7.9% |
| Vanquis card | 39.9% | 39.9% |
| Aqua card | 37.9% | 37.9% |
| Marbles Card | 34.95% | 34.95% |
| Fast loans UK | 151.4% | N/A |
“Reportedly Save as you Borrow schemes are helpful, easy and provide a sense of achievement” say the Fairbanking Foundation.
Debt consolidation loans are available over a maximum of 3 years, and up to a maximum value of £10,000 (Don’t be put off applying if you have debts over this limit, consolidating some can still save you money in the long run). We will keep in regular contact with you through the term of the loan and be there to assist you if anything happens.
Use our Loans Calculator to check how much you could save each month, or click here to fill out a loan application.
