Free Life Cover

SAVINGS & LOANS COVER

We offer cover on your savings up to a maximum of £3000, yes this means we will match your savings up to the maximum in the event of your death. After this and if you have a loan, we will pay 100% of any difference between your loan and savings so that no one dies with a debt. The remainder will be paid to your next of kin. Please keep Next of Kin details up-to-date. To qualify; At time of death a member must have been saving regularly with the credit union for 2 years or more, joined before their 55th birthday and be up to 75 years. The extended age limit from 65 years to 75 years from April 2017 offers our long standing members something more than before. This cover is at the discretion of the Board of Directors and claims will be straightforward and administered by our Member Services Team.

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What is a Credit Union?

Blues & Twos Credit Union is a “not-for-profit” financial co-operative, which is owned entirely by its members who all have a common goal to benefit their community, as well as being run by a trained, professional team. Setting up the policies, compliance and strategic governance is the Board of Directors who draw experience from a variety of business/public sector backgrounds.

The Blues & Twos team offer you ethical savings and affordable loans, which means that you can save as you borrow! With a non-profitable credit union, we put the focus on ensuring that you are always provided with the best service, rather than maximising profits. This way, the credit union is run with the end goal of rewarding the members.

Latest News

July SAVEfest Winner!

Congratulations to John Baxter who was the winner of our £25 SAVEfest promotion, held in July. John said that he “Supports the introduction of the Engage Card service and it’s easy access on the go”. Thanks to all the people that entered. Engage offer an ethical prepaid card that gives you everything you expect […]
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August SAVEfest is Here!

August marks the last month of SAVEfest. Back to school can be a costly time for many, a Credit Union loan could help you spread the cost of bus passes, uniform, textbooks, equipment etc. Anyone who takes out a loan of £500 or more will be entered into a £25 prize draw. All loans ranged […]
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Feedback Prize Draw

Congratulations to our member Mr Buckley on winning our Feedback Prize Draw. The Feedback given was: – Was the online loan application easy to understand: Yes Was the online loan calculator easy to use: Yes Was the information we provided on receipt of your application useful and informative: Yes Comments: I don’t think you could […]
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Your Credit Union SAVEFest is here

YOUR CREDIT UNION SAVEFEST IS HERE Enjoy Promotions, Prizes and more this summer Blues and Twos are celebrating SAVEfest throughout this summer period, with help from all our members. Blues and Twos SAVEfest is part of our continuous work encouraging members to save regularly direct from their pay, with prizes, special promotions and more. We […]
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Blues & Twos join the Wellbeing team…

Thank you to everyone across the county who came and said “Hi” during the fortnight of events working alongside the Lancashire Constabulary’s Wellbeing team. It was lovely to meet with Peer Supporters, Macmillan Cancer Nurses and many others including Alfie the therapy dog. A constant queue for health & well-being checks gave us an ideal opportunity to […]
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Great budgeting starts with Blues and Twos…

Dreaded in summer and much talked about by late Autumn – Christmas. Why not make yours better this year with faster share withdrawals and instant access to your savings through the credit union’s Engage PrePaid card. A great budgeting tool that offers same day fund uploads. Keep your Christmas funds on one card away from […]
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Happy Birthday!

We love it when members of our team have birthdays! Happy Birthday Jenny and Jonny – Thanks for the scrummy cakes. We send our members their annual statement every birthday. Have you registered for yours to be sent by email? To do this, simply sign into our secure portal and complete the Annual Preference Form. […]
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Workplace Well-being with Blues & Twos help…

Find out what Blues and Twos can do to help your organisation, your team meet their Well-being goal… Supporting your Employees
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Over 18 & under 25? – SAVEFest is for you – Join today

Blues and Twos encourage more under 25’s to start saving with the Credit Union’s Summer SAVEfest promotion. 18-25 yrs old are encouraged to save each month and helped along with a £15 credit paid into their new account on the day of opening during July 2019. Promo Code SAVEFest19 Accounts must remain active for at […]
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Get away this Summer with a low cost loan

GET AWAY THIS SUMMER Apply for a low cost Credit Union loan Blues and Twos offer you a chance to get away this summer, simply apply online and get the money with no delay. Loan agreements now signed via electronic Signature for a speedy service. You pay no administrative fees and no early redemption […]
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Helping Members with Holiday Payments

Our lending team are working hard to approve members holiday loans as quickly as possible, funds are paid directly into your bank account THE SAME DAY. No Administrative fees, no Penalty for repaying early click here to calculate your repayments now.
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Blues & Twos Society Lottery

The Winners of the June Blues and Twos Society Lottery draw are now available to view. “You have to be in it – to Win it!”
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Credit Unions play an important role in today’s UK economy…

Relevant for the modern age…Watch this 3 minute clip highlighting the important role played by credit unions within the UK economy.
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Fairbanking 5 Stars Award goes to Blues & Twos…

The Fairbanking Mark was awarded by the Fairbanking Foundation following a rigorous assessment which includes independent research involving borrowing members of the credit union. To receive the Fairbanking Mark, this research had to confirm that members have changed their financial behaviour for the better by having the product. Following the 5 stars Award, on behalf […]
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Blues and Twos Credit Union
Tel: 01772 618833
Fax: 01772 618365
Email: enquiries@bluesandtwos.org.uk
Web: www.bluesandtwos.org.uk

Authorised by the Financial Conduct Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority Reg No 213538

Protecting your money

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