Free Life Cover

SAVINGS & LOANS COVER

We offer cover on your savings up to a maximum of £3000, yes this means we will match your savings up to the maximum in the event of your death. After this and if you have a loan, we will pay 100% of any difference between your loan and savings so that no one dies with a debt. The remainder will be paid to your next of kin. Please keep Next of Kin details up-to-date. To qualify; At time of death a member must have been saving regularly with the credit union for 2 years or more, joined before their 55th birthday and be up to 75 years. The extended age limit from 65 years to 75 years from April 2017 offers our long standing members something more than before. This cover is at the discretion of the Board of Directors and claims will be straightforward and administered by our Member Services Team.

Useful Links

Play our lottery!

What is a Credit Union?

Blues & Twos Credit Union is a “not-for-profit” financial co-operative, which is owned entirely by its members who all have a common goal to benefit their community, as well as being run by a trained, professional team. Setting up the policies, compliance and strategic governance is the Board of Directors who draw experience from a variety of business/public sector backgrounds.

The Blues & Twos team offer you ethical savings and affordable loans, which means that you can save as you borrow! With a non-profitable credit union, we put the focus on ensuring that you are always provided with the best service, rather than maximising profits. This way, the credit union is run with the end goal of rewarding the members.

Latest News

Blues and Twos SAVEFest is here…

Enjoy Promotions, Prizes and more this Summer Blues and Twos are celebrating SAVEfest throughout this summer period, with help from all our members. Over the next fortnight the Blues and Twos will join Lancashire Constabulary colleagues to promote well-being in the workplace. Blues and Twos SAVEfest is part of our continuous work encouraging employees to […]
More >
Your Credit Union SAVEFest is here

YOUR CREDIT UNION SAVEFEST IS HERE Enjoy Promotions, Prizes and more this summer Blues and Twos are celebrating SAVEfest throughout this summer period, with help from all our members. Over the next fortnight the Blues and Twos will join Lancashire Constabulary colleagues to promote well-being in the workplace. Blues and Twos SAVEfest is part of our […]
More >
Get away this Summer with a low cost loan

GET AWAY THIS SUMMER Apply for a low cost Credit Union loan Blues and Twos offer you a chance to get away this summer, simply apply online and get the money with no delay. Loan agreements now signed via electronic Signature for a speedy service. You pay no administrative fees and no early redemption […]
More >
Spring Clean your Finances

SPRING CLEANING YOUR FINANCES? USE A BLUES AND TWOS LOAN TO HELP Amount of loan Term Monthly Repayment Total Payable £1,000 12 months £91.09 £1,093.04 £2,000 24 months £98.65 £2,367.32 Representative example APR is 18% (fixed). Administrative fees £0. **Loans available from £300 to £25,000 (Non-homeowners eligible for up to £10,000). Figures correct as at […]
More >
Helping Members with Holiday Payments

Our lending team are working hard to approve members holiday loans as quickly as possible, funds are paid directly into your bank account THE SAME DAY. No Administrative fees, no Penalty for repaying early click here to calculate your repayments now.
More >
Blues & Twos Society Lottery

The Winners of the June Blues and Twos Society Lottery draw are now available to view.
More >
Credit Unions play an important role in today’s UK economy…

Relevant for the modern age…Watch this 3 minute clip highlighting the important role played by credit unions within the UK economy.
More >
Fairbanking 5 Stars Award goes to Blues & Twos…

The Fairbanking Mark was awarded by the Fairbanking Foundation following a rigorous assessment which includes independent research involving borrowing members of the credit union. To receive the Fairbanking Mark, this research had to confirm that members have changed their financial behaviour for the better by having the product. Following the 5 stars Award, on behalf […]
More >

Blues and Twos Credit Union
Tel: 01772 618833
Fax: 01772 618365
Email: enquiries@bluesandtwos.org.uk
Web: www.bluesandtwos.org.uk

Authorised by the Financial Conduct Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority Reg No 213538

Protecting your money

Designed & Produced by Piranha