Free Life Cover

SAVINGS & LOANS COVER

We offer cover on your savings up to a maximum of £3000, yes this means we will match your savings up to the maximum in the event of your death. After this and if you have a loan, we will pay 100% of any difference between your loan and savings so that no one dies with a debt. The remainder will be paid to your next of kin. Please keep Next of Kin details up-to-date. To qualify; At time of death a member must have been saving regularly with the credit union for 2 years or more, joined before their 55th birthday and be up to 75 years. The extended age limit from 65 years to 75 years from April 2017 offers our long standing members something more than before. This cover is at the discretion of the Board of Directors and claims will be straightforward and administered by our Member Services Team.

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What is a Credit Union?

Blues & Twos Credit Union is a “not-for-profit” financial co-operative, which is owned entirely by its members who all have a common goal to benefit their community, as well as being run by a trained, professional team. Setting up the policies, compliance and strategic governance is the Board of Directors who draw experience from a variety of business/public sector backgrounds.

The Blues & Twos team offer you ethical savings and affordable loans, which means that you can save as you borrow! With a non-profitable credit union, we put the focus on ensuring that you are always provided with the best service, rather than maximising profits. This way, the credit union is run with the end goal of rewarding the members.

Latest News

EASTER OPENING TIMES

Our office will be closed from Good Friday through to Easter Monday. Office will reopen on Tuesday 23rd April 2019 at 10 a.m. Don’t forget to enter our Easter Competition to be entered into a free prize draw to win a £25 ‘One for All’ Voucher. Closing date Easter Monday
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Blues & Twos Society Lottery

The Winners of the April Blues and Twos Society Lottery draw are now available to view.
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Get a cracking start to your Easter Holidays…

Get a cracking start to your Easter Holidays with a Blues and Twos Loan Borrow £500 for under £50 per month! Simply click here or visit our website www.bluesandtwos.org.uk to apply online for a decision within 24 hours (you may find our loan calculator helpful, which doesn’t impact on your credit score) Here at Blues […]
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Easter Competition

Guess the Number of Eggs to win a £25 ‘One for All’ Voucher. Submit entries by email to enquiries@bluesandtwos.org.uk stating your Membership Number, Amount of Eggs and best contact telephone number. Closing date 22nd April 2019 (Easter Monday) To be drawn on Friday 26th April 2019
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Credit Unions play an important role in today’s UK economy…

Relevant for the modern age…Watch this 3 minute clip highlighting the important role played by credit unions within the UK economy.
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PRIZE DRAW WINNERS – MARCH 2019

PRIZE DRAW WINNERS – MARCH 2019 ***FIRST PRIZE – £500*** LANCASHIRE POLICE ***SECOND PRIZE – £150*** JOHN COOKE 3rd Prize £75 ANDREW HOBSON 4th Prize £25 MATTHEW LEIGH 5th Prize £25 LINDA JAMES 6th Prize £25 JASON MOORE 7th Prize £20 RETIRED POLICE 8th Prize £20 MICHELLE PURCELL 9th Prize £20 KATHRYN CUSSANS 10th Prize £20 ALISON SMALLEY 11th Prize £20 MICHAEL PINCKARD 12th Prize […]
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Website disruption solved..

We are sorry for any inconvenience caused over the weekend when the website went down. This has been investigated by website providers and now working normally.
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Credit Union receives letter of thanks…

Blues and Twos received a letter of thanks from the Salvation Army for December Christmas collection. The Salvation Army gave an extremely big thanks for our help in Preston. It is understood they collected enough to help 291 families and a total of 908 food bags were given out. Well done to all who help at the Salvation Army!
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Special retirement wishes…

Special Retirement wishes were given to Marion Bolton on her last day with the Blues and Twos. The Chair, Mike Beeston, Vicky Harrison (CEO) and the team met for breakfast and presented Marion with flowers, bubbly and thanks for her hard work and team spirit over the last three years. Marion said she is planning […]
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A big thank you to members…

Our third year collecting non-perishable food items and toiletries went well and your donations have been delivered to the Salvation Army. Thank you to all members who offered their support to this good cause.
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Car Finance – No final lump sum or balloon payment

Option 1 – Fixed APR CAR LOAN Finance amount – £10,000 Monthly repayments – £183.67 Total repayments – £11,020.15 Term – 60 Months APR – 4% Fixed Optional lump sum – Nil Option 2 – Homeowner Fixed APR CAR LOAN Finance amount – £15,000 Monthly repayments – £275.51 Total repayments – £16,530.19 The […]
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Work not Worry with a Blues and Twos account

The Association of British Credit Unions, known as ABCUL, have launched a campaign just yesterday that focuses on raising awareness of the benefits for employers to partner with credit unions in offering their staff payroll membership. If you are an employee, you can also suggest your employer partner with a credit union. Payroll membership is […]
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Fairbanking 5 Stars Award goes to Blues & Twos…

The Fairbanking Mark was awarded by the Fairbanking Foundation following a rigorous assessment which includes independent research involving borrowing members of the credit union. To receive the Fairbanking Mark, this research had to confirm that members have changed their financial behaviour for the better by having the product. Following the 5 stars Award, on behalf […]
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Blues and Twos Credit Union
Tel: 01772 618833
Fax: 01772 618365
Email: enquiries@bluesandtwos.org.uk
Web: www.bluesandtwos.org.uk

Authorised by the Financial Conduct Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority Reg No 213538

Protecting your money

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