Click here to download the Loan Terms and Conditions. Please note: We treat all applications fairly and a Policy for Lending is followed for all application decisions.
Click here to download the loan terms and conditions
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Blues & Twos Credit Union is a “not-for-profit” financial co-operative, which is owned entirely by its members who all have a common goal to benefit their community, as well as being run by a trained, professional team. Setting up the policies, compliance and strategic governance is the Board of Directors who draw experience from a variety of business/public sector backgrounds.
The Blues & Twos team offer you ethical savings and affordable loans, which means that you can save as you borrow! With a non-profitable credit union, we put the focus on ensuring that you are always provided with the best service, rather than maximising profits. This way, the credit union is run with the end goal of rewarding the members.
PRIZE DRAW WINNERS – OCTOBER 2018 ***FIRST PRIZE – £500*** JAYNE BRANDON ***SECOND PRIZE – £150*** JULIE DRYSDALE 3rd Prize £75 SAMUEL LAWRENCE 4th Prize £25 NICOLAS CROSS 5th Prize £25 MARTIN COOPER 6th Prize £25 LYNDA QUIRK 7th Prize £20 LANCASHIRE POLICE 8th Prize £20 JOHN BAXTER 9th Prize £20 LYNN GORNALL 10th Prize […]
More >The Blues & Twos Society is an independent organisation totally separate from the credit union. It is run by a group of credit union volunteer members who raise money through a monthly drawn lottery. This money helps to keep down administration costs for the credit union and so provide a better service and dividend to […]
More >To raise awareness & celebrate International Credit Union week your CU team are inviting members and non-members to find out “What we are all about” and “How we are helping 8000+ members” organise their finances and consider their better well-being. Free coffee/tea and biscuits served between 10am-4pm Monday 15 October to Friday 19 October. If you […]
More >Bank of England confirms plans for new £50 note Following HM Treasury’s announcement today, the Bank can confirm that it plans to issue a new £50 note. Read the Bank of England’s press release here…
More >The Blues and Twos Lending Team report positive feedback from members receiving their loans even faster than ever before with the New Loan Agreement & document file transfer system that allows electronic online signing. The Chief Executive Officer Vicky Harrison said “Implementing DocSAFE has resulted in enhanced security for the transport of documentation to our […]
More >Two years on from beginning her Apprenticeship and with many skills and competences gained, Emily talks about her Apprenticeship with Blues & Twos ….. “Starting a new path in life can be rather daunting especially when you are unsure of exactly what you want to do (as most of us are at 17 or 18). […]
More >Welcome to Sue Bassam who joined our membership and was the winner of our “Member no 13000” competition winning a bottle of Prosecco. Sue commented ‘Joining Blues and Twos has been a great experience. It has help me save towards my Summer Holiday. With it going directly out of my wage, I’ve hardly noticed this. I would recommend Blues […]
More >Congratulations to John Baxter who is the winner of our July Bumper Lottery Draw. He was overjoyed when he was advised of the win and said “we are saving for a visit to friends in Seattle so this will help towards that goal”
More >Option 1 – Fixed APR CAR LOAN Finance amount – £10,000 Monthly repayments – £183.67 Total repayments – £11,020.15 Term – 60 Months APR – 4% Fixed Optional lump sum – Nil Option 2 – Homeowner Fixed APR CAR LOAN Finance amount – £15,000 Monthly repayments – £275.51 Total repayments – £16,530.19 The […]
More >The Association of British Credit Unions, known as ABCUL, have launched a campaign just yesterday that focuses on raising awareness of the benefits for employers to partner with credit unions in offering their staff payroll membership. If you are an employee, you can also suggest your employer partner with a credit union. Payroll membership is […]
More >Congratulations go to Suzanne Slinger, our Office Manager, who has been with Blues and Twos 15 Years today! Thank you for all your hard work and efforts over the years Suzanne. The 2nd Blues and Twos team member to receive long service recognition in 2018 – Here’s to many more to come.
More >RETIRING THIS YEAR? “You didn’t put all your eggs in one basket when you started out so why do it now?” KEEP SOME FOR INSTANT ACCESS….. Easy & Convenient with Blues & Twos. Save up to £500pm / Have some of your Pension paid direct from source. You can instruct us to reduce your monthly […]
More >Planning your retirement? Remember WE offer you cover on your savings. For every £1 held in your savings account, in the event of your death, the credit union will match up to £3,000 of your savings and pay to your estate. YES this means we match your savings and Its FREE! After this and if you have a loan, we […]
More >Larger purchases don’t have to weigh heavy on your mind with a B&T loan. Loans from £7500-£15,000 are available at our lowest ever typical rate 4% APR fixed. Apply today Loan Repay Term Monthly Repayment Total Interest Payable APR Fixed £12,000 60 months £220.43 £1225.48 4% APR Fixed Compare us to the car dealership – Own your […]
More >Do you know as a Blues & Twos member you can apply for Today Money? Yes, that’s right, money that will be in your bank today, the same day. From the 1st of June all Speediloan applications received by 1pm are being paid out the same day subject to application approval. Use our Loans Calculator to work out […]
More >Fast for all the right reasons and available now… From the 1st of June our Speediloan is even faster. Apply before 12 noon and subject to approval, funds will be in your account the same day.
More >Blues & Twos Credit Union encourages Workplace Financial Wellbeing by promoting Saving via Payroll Deduction What better day than the first of May! To give your finances a re-think. Blues & Twos promote Saving by payroll deduction. To date we have over 7,500 members from 35 employer payroll partners working with us to encourage their […]
More >Congratulations go to Anna Scahill, our Member Services Team Leader, who has been with Blues and Twos 10 Years today! Thank you for all your hard work and efforts over the years Anna – Here’s to many more to come.
More >Following the Society’s AGM a decision was taken to revise the monthly prizes raising the lowest prize from £10 to £20 and keeping the twice yearly Bumper Prize Draw. Prizes starting at £20 through to £500 every month and £1000 twice a year, July & December. Blues & Twos Society Membership means you are offering even more […]
More >Flip your finances this Pancake Day with a Blues and Twos regular savings account. Saving every month helps you manage those unexpected costs and enjoy your well earned money.
More >The Fairbanking Mark was awarded by the Fairbanking Foundation following a rigorous assessment which includes independent research involving borrowing members of the credit union. To receive the Fairbanking Mark, this research had to confirm that members have changed their financial behaviour for the better by having the product. Following the 5 stars Award, on behalf […]
More >Pay off your holiday balance in full before you travel with a Blues and Twos Speediloan. Amount Borrowing Repayment Period Monthly Repayment Total Payable £1000 6 Months £174.88 £1048.72
More >Welcome to Kirtsie Fenn who joined our membership and was the winner of our “Member no 12000” competition winning a £50 One4all voucher.
More >Struggling to decide on the best New Years Resolution? Or have you so many you don’t know where to start? Your 2018 is dependent on the decision you take today! Want to save something every month but need to reduce outstanding debt/credit cards? We can help you with both + more Contact our Member Services […]
More >Have you registered for online access to your account? Register today Online Access helps you manage your account and makes easy online BACS withdrawal requests, Changing the amount you wish to save, Applying for a loan.
More >“No money Friday morning, weekend warning. Loaded Engage card Friday night, weekend delight.” Order your prepaid card today http://www.bluesandtwos.org.uk/membership/prepaid-card/ Card will be received within 2 weeks ready to upload the same day.
More >Get it while you can – 4% APR fixed on loans between £7500-£15000. Unlike some lenders “The rate you see is the rate you get”. We won’t ask you to start an online application then change the rate – We don’t charge arrangement fees – We don’t charge penalties to settle early – WE DO […]
More >Members of Unison working in Lancashire & Cumbria can now join. https://www.unison.org.uk/…/credit-u…/directory/north-west/ Are you eligible?http://www.bluesandtwos.org.uk/membership/memberships/
More >Here at Blues & Twos our professional friendly staff will help you organise your transition from employment to pension or otherwise. All our members are valued highly and just by contacting enquiries@bluesandtwos.org.uk or 01772618833 we will ensure continuous contributions into your account and don’t forget up to the age of 65 yrs we continue to cover you with FREE […]
More >Authorised by the Financial Conduct Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority Reg No 213538
