Christmas savings 2019 – Start today!

We offer a “Christmas Savings account” .   You can choose to save each month into a dedicated account for Christmas.  With a little extra put aside, you have money when you need it for those extra purchases that you don’t usually buy during the rest of the year.

A Blues and Twos Christmas account is instant access. Although savings are not tied down many members save till the first week in December then withdraw those Xmas funds ready for a Christmas shopping spree!

Start planning today so you have the time to research the best places to spend your hard earned cash.  Check out voucher schemes and promotional codes.  Check out the Blues and Twos Pre-paid card for retail outlets offering cashback to reduce the cost of Christmas.  Apply today for your Prepaid Card

Make Christmas 2019 the best ever!


Christmas Loan

Here at Blues & Twos we offer affordable Credit Union Christmas loans which can be ideal for forward planning.  Being Financially Savvy, positive and confident towards credit helps you learn to take responsibility for your finances, giving you the ability to forward plan and make the best savings on essential and luxury purchases, helping you balance your spending without the worry of expensive interest rates weighing down your forward planning and excitement.

Blues and Twos Loans 

~Free life cover on all loans and up to £3000 of your savings matched.  Scroll down the Membership Benefits page for more information

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What is a Credit Union?

Blues & Twos Credit Union is a “not-for-profit” financial co-operative, which is owned entirely by its members who all have a common goal to benefit their community, as well as being run by a trained, professional team. Setting up the policies, compliance and strategic governance is the Board of Directors who draw experience from a variety of business/public sector backgrounds.

The Blues & Twos team offer you ethical savings and affordable loans, which means that you can save as you borrow! With a non-profitable credit union, we put the focus on ensuring that you are always provided with the best service, rather than maximising profits. This way, the credit union is run with the end goal of rewarding the members.

Latest News

  • Blues and Twos SAVEFest is here…

    Enjoy Promotions, Prizes and more this Summer Blues and Twos are celebrating SAVEfest throughout this summer period, with help from all our members.  Over the next fortnight the Blues and Twos will join Lancashire Constabulary colleagues to promote well-being in the workplace.  Blues and Twos SAVEfest is part of our continuous work encouraging employees to […]

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  • Your Credit Union SAVEFest is here

    YOUR CREDIT UNION SAVEFEST IS HERE Enjoy Promotions, Prizes and more this summer Blues and Twos are celebrating SAVEfest throughout this summer period, with help from all our members. Over the next fortnight the Blues and Twos will join Lancashire Constabulary colleagues to promote well-being in the workplace. Blues and Twos SAVEfest is part of our […]

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  • Get away this Summer with a low cost loan

      GET AWAY THIS SUMMER Apply for a low cost Credit Union loan Blues and Twos offer you a chance to get away this summer, simply apply online and get the money with no delay. Loan agreements now signed via electronic Signature for a speedy service. You pay no administrative fees and no early redemption […]

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  • Spring Clean your Finances

    SPRING CLEANING YOUR FINANCES? USE A BLUES AND TWOS LOAN TO HELP Amount of loan Term Monthly Repayment Total Payable £1,000 12 months £91.09 £1,093.04 £2,000 24 months £98.65 £2,367.32 Representative example APR is 18% (fixed).  Administrative fees £0. **Loans available from £300 to £25,000 (Non-homeowners eligible for up to £10,000). Figures correct as at […]

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  • Helping Members with Holiday Payments

    Our lending team are working hard to approve members holiday loans as quickly as possible, funds are paid directly into your bank account THE SAME DAY. No Administrative fees, no Penalty for repaying early click here to calculate your repayments now.

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  • Blues & Twos Society Lottery

    The Winners of the June Blues and Twos Society Lottery draw are now available to view.

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  • Credit Unions play an important role in today’s UK economy…

    Relevant for the modern age…Watch this 3 minute clip highlighting the important role played by credit unions within the UK economy.  

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  • Fairbanking 5 Stars Award goes to Blues & Twos…

    The Fairbanking Mark was awarded by the Fairbanking Foundation following a rigorous assessment which includes independent research involving borrowing members of the credit union. To receive the Fairbanking Mark, this research had to confirm that members have changed their financial behaviour for the better by having the product.  Following the 5 stars Award, on behalf […]

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