You can calculate how much money you can afford to repay each month by our Budget Planner Spreadsheet and then go to our Loan Calculator to work out how much a suitable loan would cost. Please note that our loan calculator is a guide only and for an more accurate quote you should contact our office and speak to a member of staff.
Blues & Twos Credit Union is a “not-for-profit” financial co-operative, which is owned entirely by its members who all have a common goal to benefit their community, as well as being run by a trained, professional team. Setting up the policies, compliance and strategic governance is the Board of Directors who draw experience from a variety of business/public sector backgrounds.
The Blues & Twos team offer you ethical savings and affordable loans, which means that you can save as you borrow! With a non-profitable credit union, we put the focus on ensuring that you are always provided with the best service, rather than maximising profits. This way, the credit union is run with the end goal of rewarding the members.
On Tuesday 11 December the Credit Union will be open from 9am – 11am only. We apologise for any inconvenience caused. The office will re-open at the usual time of 10am on Wednesday 12 December.
More >Christmas loans are popular again this year so please bear with us if there is any slight delay in your receiving yours. Borrowing a little to help you through can save you money in the longer term and help you avoid steep credit card interest rates. Agreeing the amount for repayment and the term before Christmas, can help you better […]
More >Have you requested your 2019 desk calendar? If not, send us a quick email to mailto:enquiries@bluesandtwos.org.uk confirming your work address and we will get them in the post to you. Any colleagues not currently a member? Introduce them and you will receive £10 into your Blues and Twos Account once their membership is set up. […]
More >PRIZE DRAW WINNERS – NOVEMBER 2018 ***FIRST PRIZE – £500*** HELEN WHITTAKER ***SECOND PRIZE – £150*** RACHAEL PRICE 3rd Prize £75 PAUL ELLIOTT 4th Prize £25 FRANCIS SMITH 5th Prize £25 CAROLINE SHELSTONE 6th Prize £25 MARK HANSON 7th Prize £20 LANCASHIRE POLICE – SPECIAL BRANCH 8th Prize £20 D BROWN 9th Prize £20 LANCASHIRE POLICE – G DIVISION 10th Prize £20 […]
More >Our Annual General Meeting is set to take place on Tuesday 11 December at 1pm, Connolly Room, Lancashire Police Headquarters, Hutton. Those wishing to attend are asked to contact the Blues & Twos office before 4pm on Monday 10 December so our office staff can ensure you are added to the visitors security system. Without this you will be unable to gain access to the […]
More >If you have taken out a loan with us in the last six months please complete our quick Online Loans Survey We appreciate all feedback. Thank you if you have already completed the survey.
More >With effect from 1st of January 2019 the credit union will no longer accept bank notes or coins. Members wishing to make adhoc payments into their account may do so via their online banking. Please call the office if you would like further information. We apologise for any inconvenience this may cause.
More >PRIZE DRAW WINNERS – OCTOBER 2018 ***FIRST PRIZE – £500*** JAYNE BRANDON ***SECOND PRIZE – £150*** JULIE DRYSDALE 3rd Prize £75 SAMUEL LAWRENCE 4th Prize £25 NICOLAS CROSS 5th Prize £25 MARTIN COOPER 6th Prize £25 LYNDA QUIRK 7th Prize £20 LANCASHIRE POLICE 8th Prize £20 JOHN BAXTER 9th Prize £20 LYNN GORNALL 10th Prize […]
More >The Blues & Twos Society is an independent organisation totally separate from the credit union. It is run by a group of credit union volunteer members who raise money through a monthly drawn lottery. This money helps to keep down administration costs for the credit union and so provide a better service and dividend to […]
More >The Blues and Twos Lending Team report positive feedback from members receiving their loans even faster than ever before with the New Loan Agreement & document file transfer system that allows electronic online signing. The Chief Executive Officer Vicky Harrison said “Implementing DocSAFE has resulted in enhanced security for the transport of documentation to our […]
More >Two years on from beginning her Apprenticeship and with many skills and competences gained, Emily talks about her Apprenticeship with Blues & Twos ….. “Starting a new path in life can be rather daunting especially when you are unsure of exactly what you want to do (as most of us are at 17 or 18). […]
More >Welcome to Sue Bassam who joined our membership and was the winner of our “Member no 13000” competition winning a bottle of Prosecco. Sue commented ‘Joining Blues and Twos has been a great experience. It has help me save towards my Summer Holiday. With it going directly out of my wage, I’ve hardly noticed this. I would recommend Blues […]
More >Congratulations to John Baxter who is the winner of our July Bumper Lottery Draw. He was overjoyed when he was advised of the win and said “we are saving for a visit to friends in Seattle so this will help towards that goal”
More >Option 1 – Fixed APR CAR LOAN Finance amount – £10,000 Monthly repayments – £183.67 Total repayments – £11,020.15 Term – 60 Months APR – 4% Fixed Optional lump sum – Nil Option 2 – Homeowner Fixed APR CAR LOAN Finance amount – £15,000 Monthly repayments – £275.51 Total repayments – £16,530.19 The […]
More >The Association of British Credit Unions, known as ABCUL, have launched a campaign just yesterday that focuses on raising awareness of the benefits for employers to partner with credit unions in offering their staff payroll membership. If you are an employee, you can also suggest your employer partner with a credit union. Payroll membership is […]
More >The Fairbanking Mark was awarded by the Fairbanking Foundation following a rigorous assessment which includes independent research involving borrowing members of the credit union. To receive the Fairbanking Mark, this research had to confirm that members have changed their financial behaviour for the better by having the product. Following the 5 stars Award, on behalf […]
More >Members of Unison working in Lancashire & Cumbria can now join. https://www.unison.org.uk/…/credit-u…/directory/north-west/ Are you eligible?http://www.bluesandtwos.org.uk/membership/memberships/
More >Here at Blues & Twos our professional friendly staff will help you organise your transition from employment to pension or otherwise. All our members are valued highly and just by contacting enquiries@bluesandtwos.org.uk or 01772618833 we will ensure continuous contributions into your account and don’t forget up to the age of 65 yrs we continue to cover you with FREE […]
More >Authorised by the Financial Conduct Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority Reg No 213538
