A credit union working for you not for profit

Christmas Saver


The benefits of saving for Christmas

A Savings account with funds dedicated to Christmas and held separately to your Regular Saver helps you budget for those little extras.

Start planning today so you have the time to research the best places to spend your hard earned cash. Check out the Blues and Twos Engage Pre-paid card for retail outlets offering cashback and special promotions to reduce the cost of Christmas. Apply today for your card.

Make Christmas 2022 the best ever!

  • Save monthly for Christmas – With a little extra put aside, you have money when you need it for those extra purchases that you don’t usually buy during the rest of the year.
  • Withdraw anytime – We encourage members to leave their Christmas savings until December each year although you can withdraw at anytime online or by calling the Blues and Twos team.
  • Annual Dividend – Receive a return on your savings in the form of an Annual Dividend.

Christmas Loans

Here at Blues & Twos we offer affordable Credit Union Christmas loans which can be ideal for forward planning.  Being Financially Savvy, positive and confident towards credit helps you learn to take responsibility for your finances, giving you the ability to forward plan and make the best savings on essential and luxury purchases, helping you balance your spending without the worry of expensive interest rates weighing down your forward planning and excitement.

Blues and Twos Loans 

~Free life cover on all loans and up to £3000 of your savings matched.  Scroll down the Membership Benefits page for more information.

Is my money safe with you?

Important information about compensation arrangements
YES – Like the banks and building societies, we are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a credit union is unable to meet its financial obligations. The deposit protection limit is £85,000If your bank, building society or credit union fails, the Financial Services Compensation Scheme (FSCS) protects your eligible deposits up to the deposit protection limit. For further information about the scheme (including the amounts covered and eligibility to claim) please call us on 01772 618833 or ask at your local Blues & Twos Credit Union office, refer to the FSCS website www.fscs.org.uk or call 0800 678 1100. Click to Download FSCS Coverage Information (3836.3kb)

Blues & Twos Credit Union

Credit Union Savings Benefits checking my account, withdrawing my funds.

The other benefits of saving money with the Blues and Twos Credit Union are-

  • Automatic Free life cover on your savings up to the age of 75 years
  • No set-up fees or hidden charges on any transactions
  • Competitive credit union savings rates
  • Annual dividend paid on savings, gross of income tax
  • As a credit union Regular Saver you have access to a range of loans at competitive rates
  • Loans – No set-up fees / No early redemption penalties
  • Access to your account balances 24/7 – Register here
  • Access to online request forms 24/7 – Register here
  • Complete a bank transfer form ready for when you need your funds transferring
  • Keep your savings going whilst borrowing; it is often easier to repay a loan than to save
  • You can use any savings to repay a B&T loan early without penalty

Blues & Twos Credit Union

Are you eligible to become a member?

Please see our Membership page to check your eligibility to join.
Once you have joined, close family members living at your address may also qualify.


Blues & Twos Credit Union

Latest News and Events

Take a look at our latest news & events, find out about recents developments on new legislation for loans and savings interest rates.