A credit union working for you not for profit



Withdrawing Your Savings

You can withdraw money from your savings instantly without penalty any time with Blues and Twos Credit Union.

You can:-

  • Withdraw money from your savings by bank transfer. You will be asked to complete and sign a BACS Authorisation form.  This is usually posted to your home address for additional security.  It has to be completed & signed by you.
  • Collect your cheque from one of our offices or have it posted to you. Cheques can be opened for cash but can only be cashed at Yorkshire Bank, Preston. Opened cheques cannot be posted out and must be collected at the office in person. You may also have your cheque made payable to a third party.
  • Have your savings loaded onto a Prepaid card. To apply for a Credit Union pre-paid card simply click this link Download Engage Card Application Form (89.1kb)(89.1kb) to complete the prepaid card Application Form you may be required to submit two forms of ID to comply with banking legislation

Free BACS Transfers
For a BACS transfer you must complete and return the BACS Authorisation form (details given above).  You will be asked to confirm your identity by answering 3 security questions (about your account). You can transfer money from your Blues & Twos savings account or have your loan paid into your current bank account. Funds take 2-3 days to clear. We will only be able to transfer money into the bank account details held on file. If you require payments to go to anyone else, these will have to be via cheque.

Blues & Twos Credit Union

Credit Union Savings Benefits checking my account, withdrawing my funds.

The other benefits of saving money with the Blues and Twos Credit Union are-

  • Automatic Free life cover on your savings up to the age of 75 years
  • No set-up fees or hidden charges on any transactions
  • Competitive credit union savings rates
  • Annual dividend paid on savings, gross of income tax
  • As a credit union Regular Saver you have access to a range of loans at competitive rates
  • Loans – No set-up fees / No early redemption penalties
  • Access to your account balances 24/7 – Register here
  • Access to online request forms 24/7 – Register here
  • Complete a bank transfer form ready for when you need your funds transferring
  • Keep your savings going whilst borrowing; it is often easier to repay a loan than to save
  • You can use any savings to repay a B&T loan early without penalty

Blues & Twos Credit Union

Are you eligible to become a member?

Please see our Membership page to check your eligibility to join.
Once you have joined, close family members living at your address may also qualify.


Blues & Twos Credit Union

Latest News and Events

Take a look at our latest news & events, find out about recents developments on new legislation for loans and savings interest rates.