Lancashire Fire and Rescue Service provides fire and rescue services to the one-and-a-half million people living or working in Lancashire, on behalf of the Lancashire Combined Fire Authority. Operating from thirty-nine fire stations across the county, a service headquarters at Fulwood in Preston and a large training centre, Washington Hall at Euxton, we employ over 1500 staff in a variety of roles to provide services every hour of the day, every day of the year.
National Association of Retired Police Officers (NARPO). We are a member organisation representing retired police officers of all ranks and police widows from police forces throughout England and Wales. We offer a range of services to members including advice on pensions and other issues affecting the welfare of our members. NARPO is a branch based organisation formed in 1919 and there are four Lancashire Branches: Burnley, Lancaster and Morecambe, Blackpool and Preston and District. For further details and to join please visit our national website.
The Police Federation of England and Wales (PFEW) is a national body which represents Police Officers up to and including the rank of Chief Inspector. We are a representative body, similar to a Trade Union but without the right to resort to industrial action. Our statutory remit is ‘Welfare and Efficiency’. Each of the 43 Forces has a joint Branch Board [JBB] which is made up of 3 individual Rank Boards (Constable [CBB], Sergeant [SBB] and Inspector [IBB]). If you wish to know more about the Federation and why it’s so vital to have collective strength for workplace representation, please visit our website. We are still fighting hard for your rights today.
The Money Advice Service was set up by government. We’re independent and give free, unbiased advice to help you make the most of your money. Click on the link to see how you can make the most of your money by answering some simple questions about you and your money. The free confidential health check will show you what you can do in easy-to-follow steps. It only takes 5-10 minutes and you won’t need any paperwork.
UNISON members’ credit union network. Unison is working with Blues & Twos to offer Unison members (see our Membership page for eligibility) in Lancashire and Cumbria, an alternative safe place to bank, affordable loans to suit you & great savings and budgeting plans.
World Council of Credit Unions is the global trade association and development agency for credit unions. Our international development programs assist credit unions and their associations with building efforts, providing access to the underserved, developing integrated business networks, supporting communities at risk and encouraging legislative reform and regulatory system development.
Blues & Twos Credit Union is a “not-for-profit” financial co-operative, which is owned entirely by its members who all have a common goal to benefit their community, as well as being run by a trained, professional team. Setting up the policies, compliance and strategic governance is the Board of Directors who draw experience from a variety of business/public sector backgrounds.
The Blues & Twos team offer you ethical savings and affordable loans, which means that you can save as you borrow! With a non-profitable credit union, we put the focus on ensuring that you are always provided with the best service, rather than maximising profits. This way, the credit union is run with the end goal of rewarding the members.
15 Years Service
Congratulations go to Suzanne Slinger, our Office Manager, who has been with Blues and Twos 15 Years today! Thank you for all your hard work and efforts over the years Suzanne. The 2nd Blues and Twos team member to receive long service recognition in 2018 – Here’s to many more to come.
RETIRING THIS YEAR? “You didn’t put all your eggs in one basket when you started out so why do it now?” KEEP SOME FOR INSTANT ACCESS….. Easy & Convenient with Blues & Twos. Save up to £500pm / Have some of your Pension paid direct from source. You can instruct us to reduce your monthly […]
Planning your retirement? Remember WE offer you cover on your savings. For every £1 held in your savings account, in the event of your death, the credit union will match up to £3,000 of your savings and pay to your estate. YES this means we match your savings and Its FREE! After this and if you have a loan, we […]
Larger purchases don’t have to weigh heavy on your mind with a B&T loan. Loans from £7500-£15,000 are available at our lowest ever typical rate 4% APR fixed. Apply today Loan Repay Term Monthly Repayment Total Interest Payable APR Fixed £12,000 60 months £220.43 £1225.48 4% APR Fixed Compare us to the car dealership – Own your […]
Do you know as a Blues & Twos member you can apply for Today Money? Yes, that’s right, money that will be in your bank today, the same day. From the 1st of June all Speediloan applications received by 1pm are being paid out the same day subject to application approval. Use our Loans Calculator to work out […]
Encouraging Financial Wellbeing by promoting Saving via Payroll Deduction
Blues & Twos Credit Union encourages Workplace Financial Wellbeing by promoting Saving via Payroll Deduction What better day than the first of May! To give your finances a re-think. Blues & Twos promote Saving by payroll deduction. To date we have over 7,500 members from 35 employer payroll partners working with us to encourage their […]
Congratulations go to Anna Scahill, our Member Services Team Leader, who has been with Blues and Twos 10 Years today! Thank you for all your hard work and efforts over the years Anna – Here’s to many more to come.
Dont get hot & bothered booking a holiday. Take a Blues and Twos loan, spread the cost & plan ahead. Quote for £1000 over 12 months : Representative example APR is 18% (fixed). Monthly payment of £91.08. Administrative fees £0, Total Repayment £1092.96.
SPEAK TO YOUR CREDIT UNION FIRST… Before reading on, please note: It is part of your credit union’s ethos to educate members in the wise use of their money, we cannot give advice to members in terms of Bad Debt and financial issues however we can warn you on the dangers of making hasty financial […]
Following the Society’s AGM a decision was taken to revise the monthly prizes raising the lowest prize from £10 to £20 and keeping the twice yearly Bumper Prize Draw. Prizes starting at £20 through to £500 every month and £1000 twice a year, July & December. Blues & Twos Society Membership means you are offering even more […]
The Fairbanking Mark was awarded by the Fairbanking Foundation following a rigorous assessment which includes independent research involving borrowing members of the credit union. To receive the Fairbanking Mark, this research had to confirm that members have changed their financial behaviour for the better by having the product. Following the 5 stars Award, on behalf […]
Struggling to decide on the best New Years Resolution? Or have you so many you don’t know where to start? Your 2018 is dependent on the decision you take today! Want to save something every month but need to reduce outstanding debt/credit cards? We can help you with both + more Contact our Member Services […]
Have you registered for online access to your account? Register today Online Access helps you manage your account and makes easy online BACS withdrawal requests, Changing the amount you wish to save, Applying for a loan.
Need money the same day? Apply for a Prepaid Card today
“No money Friday morning, weekend warning. Loaded Engage card Friday night, weekend delight.” Order your prepaid card today http://www.bluesandtwos.org.uk/membership/prepaid-card/ Card will be received within 2 weeks ready to upload the same day.
Get it while you can – 4% APR fixed on loans between £7500-£15000. Unlike some lenders “The rate you see is the rate you get”. We won’t ask you to start an online application then change the rate – We don’t charge arrangement fees – We don’t charge penalties to settle early – WE DO […]
Here at Blues & Twos our professional friendly staff will help you organise your transition from employment to pension or otherwise. All our members are valued highly and just by contacting email@example.com or 01772618833 we will ensure continuous contributions into your account and don’t forget up to the age of 65 yrs we continue to cover you with FREE […]