Useful Links

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  • Blues and Twos are a not-for-profit Credit Union made for the public, not for profit, owned entirely by its members and run by a trained professional team.
    www.lancashire.gov.uk

    Lancashire County Council is here to serve the people of Lancashire, providing the best quality services to help everyone in our communities to reach their full potential

  • Blues and Twos are a not-for-profit Credit Union made for the public, not for profit, owned entirely by its members and run by a trained professional team.
    www.lancsfirerescue.org.uk/

    Lancashire Fire and Rescue Service provides fire and rescue services to the one-and-a-half million people living or working in Lancashire, on behalf of the Lancashire Combined Fire Authority. Operating from thirty-nine fire stations across the county, a service headquarters at Fulwood in Preston and a large training centre, Washington Hall at Euxton, we employ over 1500 staff in a variety of roles to provide services every hour of the day, every day of the year.

  • Blues and Twos are a not-for-profit Credit Union made for the public, not for profit, owned entirely by its members and run by a trained professional team.
    www.narpo.org/

    National Association of Retired Police Officers (NARPO). We are a member organisation representing retired police officers of all ranks and police widows from police forces throughout England and Wales. We offer a range of services to members including advice on pensions and other issues affecting the welfare of our members. NARPO is a branch based organisation formed in 1919 and there are four Lancashire Branches: Burnley, Lancaster and Morecambe, Blackpool and Preston and District. For further details and to join please visit our national website.

  • Blues and Twos are a not-for-profit Credit Union made for the public, not for profit, owned entirely by its members and run by a trained professional team.
    www.polfed.org/

    The Police Federation of England and Wales (PFEW) is a national body which represents Police Officers up to and including the rank of Chief Inspector. We are a representative body, similar to a Trade Union but without the right to resort to industrial action. Our statutory remit is ‘Welfare and Efficiency’. Each of the 43 Forces has a joint Branch Board [JBB] which is made up of 3 individual Rank Boards (Constable [CBB], Sergeant [SBB] and Inspector [IBB]). If you wish to know more about the Federation and why it’s so vital to have collective strength for workplace representation, please visit our website. We are still fighting hard for your rights today.

  • Blues and Twos are a not-for-profit Credit Union made for the public, not for profit, owned entirely by its members and run by a trained professional team.
    www.lancashire.police.uk/

    Lancashire Constabulary is one of the top performing police forces in the country and we lead the field in our approach to policing communities click here to find out more.

  • Blues and Twos are a not-for-profit Credit Union made for the public, not for profit, owned entirely by its members and run by a trained professional team.
    www.cumbria.police.uk

    Cumbria Constabulary building a Safer and Stronger Cumbria

  • Blues and Twos are a not-for-profit Credit Union made for the public, not for profit, owned entirely by its members and run by a trained professional team.
    www.moneyadviceservice.org.uk/en/tools/health-check

    The Money Advice Service was set up by government. We’re independent and give free, unbiased advice to help you make the most of your money.  Click on the link to  see how you can make the most of your money by answering some simple questions about you and your money.  The free confidential health check will show you what you can do in easy-to-follow steps. It only takes 5-10 minutes and you won’t need any paperwork.

  • Blues and Twos are a not-for-profit Credit Union made for the public, not for profit, owned entirely by its members and run by a trained professional team.
    www.unison.org.uk/

    UNISON members’ credit union network.  Unison is working with Blues & Twos to offer Unison members (see our Membership page for eligibility) in Lancashire and Cumbria, an alternative safe place to bank, affordable loans to suit you & great savings and budgeting plans.

  • Blues and Twos are a not-for-profit Credit Union made for the public, not for profit, owned entirely by its members and run by a trained professional team.
    www.abcul.org/

    The Association of British Credit Unions Ltd (ABCUL) is the leading trade association for credit unions in England, Scotland and Wales.

  • Blues and Twos are a not-for-profit Credit Union made for the public, not for profit, owned entirely by its members and run by a trained professional team.
    www.woccu.org/

    World Council of Credit Unions is the global trade association and development agency for credit unions. Our international development programs assist credit unions and their associations with building efforts, providing access to the underserved, developing integrated business networks, supporting communities at risk and encouraging legislative reform and regulatory system development.

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What is a Credit Union?


Blues & Twos Credit Union is a “not-for-profit” financial co-operative, which is owned entirely by its members who all have a common goal to benefit their community, as well as being run by a trained, professional team. Setting up the policies, compliance and strategic governance is the Board of Directors who draw experience from a variety of business/public sector backgrounds.

The Blues & Twos team offer you ethical savings and affordable loans, which means that you can save as you borrow! With a non-profitable credit union, we put the focus on ensuring that you are always provided with the best service, rather than maximising profits. This way, the credit union is run with the end goal of rewarding the members.

Latest News

  • Blues and Twos SAVEFest is here…

    Enjoy Promotions, Prizes and more this Summer Blues and Twos are celebrating SAVEfest throughout this summer period, with help from all our members.  Over the next fortnight the Blues and Twos will join Lancashire Constabulary colleagues to promote well-being in the workplace.  Blues and Twos SAVEfest is part of our continuous work encouraging employees to […]

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  • Your Credit Union SAVEFest is here

    YOUR CREDIT UNION SAVEFEST IS HERE Enjoy Promotions, Prizes and more this summer Blues and Twos are celebrating SAVEfest throughout this summer period, with help from all our members. Over the next fortnight the Blues and Twos will join Lancashire Constabulary colleagues to promote well-being in the workplace. Blues and Twos SAVEfest is part of our […]

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  • Get away this Summer with a low cost loan

      GET AWAY THIS SUMMER Apply for a low cost Credit Union loan Blues and Twos offer you a chance to get away this summer, simply apply online and get the money with no delay. Loan agreements now signed via electronic Signature for a speedy service. You pay no administrative fees and no early redemption […]

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  • Spring Clean your Finances

    SPRING CLEANING YOUR FINANCES? USE A BLUES AND TWOS LOAN TO HELP Amount of loan Term Monthly Repayment Total Payable £1,000 12 months £91.09 £1,093.04 £2,000 24 months £98.65 £2,367.32 Representative example APR is 18% (fixed).  Administrative fees £0. **Loans available from £300 to £25,000 (Non-homeowners eligible for up to £10,000). Figures correct as at […]

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  • Helping Members with Holiday Payments

    Our lending team are working hard to approve members holiday loans as quickly as possible, funds are paid directly into your bank account THE SAME DAY. No Administrative fees, no Penalty for repaying early click here to calculate your repayments now.

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  • Blues & Twos Society Lottery

    The Winners of the June Blues and Twos Society Lottery draw are now available to view.

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  • Credit Unions play an important role in today’s UK economy…

    Relevant for the modern age…Watch this 3 minute clip highlighting the important role played by credit unions within the UK economy.  

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  • Fairbanking 5 Stars Award goes to Blues & Twos…

    The Fairbanking Mark was awarded by the Fairbanking Foundation following a rigorous assessment which includes independent research involving borrowing members of the credit union. To receive the Fairbanking Mark, this research had to confirm that members have changed their financial behaviour for the better by having the product.  Following the 5 stars Award, on behalf […]

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