Your Credit Union SAVEFest is here

YOUR CREDIT UNION SAVEFEST IS HERE

Enjoy Promotions, Prizes and more this summer

Blues and Twos are celebrating SAVEfest throughout this summer period, with help from all our members. Over the next fortnight the Blues and Twos will join Lancashire Constabulary colleagues to promote well-being in the workplace. Blues and Twos SAVEfest is part of our continuous work encouraging employees to save regularly direct from their pay, with prizes, special promotions and more.

New members joining the Credit Union in the month of June, will get credited a FREE £10 when set up, this is £15 if they are between the ages of 18 and 25. Anyone who lives with you can join the credit union, and you get £10 for introducing them.

Join in this summer for rewards.

We care about your financial well being and want to help as many people as we possibly can, this may be through an ethical low rate loan to help spread the cost out, or consolidate some other debts. Or just a safe and simply way of saving.
Click here to find out more

We offer loans anywhere from £300 – £25,000

£1,000 £3,500
12 Months 36 Months
Repayment £91.09 Repayment £124.32
Total Amount Payable £1,093.06 Total Amount Payable £4,475.50
18% APR 18% APR

Figures correct as of 1st June 2019. Loan Product awarded Fairbanking 5* rating. Only borrow what you need. All loans are subject to the Blues and Twos Lending Policy terms and conditions. The lending team aim to give you a decision and authorised funds as soon as possible. The APR rate is fixed once the loan is authorised.

Play our lottery!

What is a Credit Union?


Blues & Twos Credit Union is a “not-for-profit” financial co-operative, which is owned entirely by its members who all have a common goal to benefit their community, as well as being run by a trained, professional team. Setting up the policies, compliance and strategic governance is the Board of Directors who draw experience from a variety of business/public sector backgrounds.

The Blues & Twos team offer you ethical savings and affordable loans, which means that you can save as you borrow! With a non-profitable credit union, we put the focus on ensuring that you are always provided with the best service, rather than maximising profits. This way, the credit union is run with the end goal of rewarding the members.

Latest News

  • Blues and Twos SAVEFest is here…

    Enjoy Promotions, Prizes and more this Summer Blues and Twos are celebrating SAVEfest throughout this summer period, with help from all our members.  Over the next fortnight the Blues and Twos will join Lancashire Constabulary colleagues to promote well-being in the workplace.  Blues and Twos SAVEfest is part of our continuous work encouraging employees to […]

    More >
  • Your Credit Union SAVEFest is here

    YOUR CREDIT UNION SAVEFEST IS HERE Enjoy Promotions, Prizes and more this summer Blues and Twos are celebrating SAVEfest throughout this summer period, with help from all our members. Over the next fortnight the Blues and Twos will join Lancashire Constabulary colleagues to promote well-being in the workplace. Blues and Twos SAVEfest is part of our […]

    More >
  • Get away this Summer with a low cost loan

      GET AWAY THIS SUMMER Apply for a low cost Credit Union loan Blues and Twos offer you a chance to get away this summer, simply apply online and get the money with no delay. Loan agreements now signed via electronic Signature for a speedy service. You pay no administrative fees and no early redemption […]

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  • Spring Clean your Finances

    SPRING CLEANING YOUR FINANCES? USE A BLUES AND TWOS LOAN TO HELP Amount of loan Term Monthly Repayment Total Payable £1,000 12 months £91.09 £1,093.04 £2,000 24 months £98.65 £2,367.32 Representative example APR is 18% (fixed).  Administrative fees £0. **Loans available from £300 to £25,000 (Non-homeowners eligible for up to £10,000). Figures correct as at […]

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  • Helping Members with Holiday Payments

    Our lending team are working hard to approve members holiday loans as quickly as possible, funds are paid directly into your bank account THE SAME DAY. No Administrative fees, no Penalty for repaying early click here to calculate your repayments now.

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  • Blues & Twos Society Lottery

    The Winners of the June Blues and Twos Society Lottery draw are now available to view.

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  • Credit Unions play an important role in today’s UK economy…

    Relevant for the modern age…Watch this 3 minute clip highlighting the important role played by credit unions within the UK economy.  

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  • Fairbanking 5 Stars Award goes to Blues & Twos…

    The Fairbanking Mark was awarded by the Fairbanking Foundation following a rigorous assessment which includes independent research involving borrowing members of the credit union. To receive the Fairbanking Mark, this research had to confirm that members have changed their financial behaviour for the better by having the product.  Following the 5 stars Award, on behalf […]

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